Welcome! Thanks for visiting Kiwi Money Mum. This site is here to help you make and save money in New Zealand.

From ideas on how to make money online and side hustle ideas perfect for Kiwis to clever money-saving tips and places to get free samples, we cover everything you’ve ever wanted to know about living your best (money) life here in New Zealand.

Make Money
Looking to earn some money on the bus home? This list of money making apps NZ wide has some great ideas.

7 of the Best Money Making Apps in New Zealand [2019 Edition]

When it comes to money making apps NZ options have been lacking for a long time. I’m pleased to report that is no longer the case. Some people are surprised…

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Best Paid Surveys in New Zealand for Making Extra Money Online

Taking paid online surveys is the simplest way to make extra money online in New Zealand. I take paid online surveys whenever I have a spare moment (sure beats scrolling…

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16 Lucrative Ways to Make Money Online in New Zealand

One of the main reasons I started this blog was because I am constantly asked what I do for a living and how to make money online. In typical Kiwi…

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The Ultimate Beginners Guide to Property Investment in New Zealand

Are you interested in property investment in New Zealand? You aren’t alone. Investing in property is a topic we Kiwis love to discuss. Whether it’s your parent’s rental property ‘nest…

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Check out this list of extra income ideas for Kiwis.

Need Extra Cash? 13 Side Hustles That Are Perfect for Kiwis

Need to make extra money? I get it. Sometimes it doesn’t matter how good you are at budgeting if there isn’t enough to go around you can find yourself scrambling…

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Paid Market Research: 6 NZ Companies That’ll Pay for Your Opinions

A simple and lucrative way for Kiwi mums to make some extra cash is to attend paid market research NZ-wide. Market research is also known as focus groups or discussion…

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Save Money

20 Brilliant Money Saving Tips for Kiwis

Almost everyone could use some money saving tips, NZ being the expensive country that it is and all. Having money in the bank is so important. You see, if we…

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Free Samples: 15 Places to Get Free Samples in New Zealand in 2019

When it comes to free samples, NZers are totally onboard. Who doesn’t love free stuff? The chance to try something new – or enjoy something you already like – without…

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10 Life-Changing Habits to Adopt If You Want to Become Debt-Free

Becoming debt-free is a goal for many of us. And let me tell you, there is no feeling like making that final payment on your credit card, car loan or…

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Introducing the Get Back on Your Bike Project

Welcome to the Get Back on Your Bike Project. I’m Em, the writer of this blog on living on a budget and maximising your money. I used to be an…

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Where to get free stuff on your birthday in New Zealand.

Where to Get Free Stuff on Your Birthday in New Zealand

Who doesn’t love free stuff? Well, if it’s your birthday soon, you’re in for a treat because there are loads of places to get birthday freebies in NZ. If you…

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The Best Lactation Recipes To Boost Your Milk Supply

Breastfeeding – that natural and simple process that just happens so easily when you have a baby – ha! Well, that may be the case for some, but not for…

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My name is Emma and I am a mum of two from Christchurch. I love raising my wild boys in beautiful Otautahi. That said, New Zealand is an expensive place to live. We are pretty thrifty and manage to travel frequently, even though we have only just gone back to earning two incomes. I’m excited to share everything I’ve learnt about money management with you here.